Town & Country Ford
5401 East Independence Boulevard Charlotte, NC 28212Sales: 800-410-3226
- Service: 800-410-7454
- Parts: 800-410-7454
Ford Financing and Car Loan Center
Charlotte Area Car Loans - Town & Country Ford
The Town & Country Ford finance center works with many area lending sources to offer customized car loans and leases. This means we are able to provide you with a great low rate on your new or used car loan in the Charlotte, Concord, Matthews, and Fort Mill area, even if you have less than perfect credit.
If you're thinking about getting a new Ford, or a used car, come down to Town & Country Ford at 5401 East Independence Boulevard, Charlotte, NC 28212. We'll get you a the vehicle you want, at a great price, and smoothly guide you through the auto financing process.
If you would like to start the process of getting an auto loan in greater Charlotte right away, we suggest you start by understanding your budgeting options. You can find your estimated monthly car loan payments by using our online payment estimator; and you can apply for financing with our secure online finance application.
Financing Navigation
Contact Information
- Town & Country Ford
-
5401 East Independence Boulevard
Charlotte, NC 28212 -
- sales Sales:
- 800-410-3226
- phone2 Service:
- 800-410-7454
- phone3 Parts:
- 800-410-7454
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.